About MATIT

The mission of MATIT is to provide townships in Minnesota with affordable coverage tailored to their unique needs, superior claims handling services and information, and resources that support the efforts of township leaders in avoiding loss. MATIT values integrity, fiscal responsibility, transparency, visionary leadership and planning, professionalism, membership relations, and equitability.

MATIT was formed in 2002 by townships that wanted to self-insure their risk with one another under Minnesota’s joint powers government law (Minn. Stat. 471.59 and 471.981). The joint risk pool allowed townships to leave the private for-profit insurance market to insure each other, saving them money, ensuring the coverage was designed for their needs, and offering them the benefits of this mutual relationship. The Minnesota Association of Townships provided the staffing and management to start MATIT and operate it for the townships. Since 2002, MATIT has grown into a stable and successful governmental joint risk pool.

MATIT operates under the leadership of a five-member board of trustees and serves as a unified power entity for townships. The Board of Trustees provides the top-level oversight of the Trust to ensure it continues to meet its mission of service to Townships.

Any township that is a member of the Minnesota Association of Townships (MAT) can participate in MATIT. Participating in MATIT offers affordable coverage and high-quality services for members. As a tax-exempt public entity, MATIT does not pay agent commissions or sales fees. Over the past twenty years, MATIT has covered members' losses, reduced claim severity, and provided stability in reinsurance purchasing and program development. MATIT's coverage safeguards members from common risks such as the Open Meeting Law, road maintenance, and land use decisions. Pooling spreads the cost of risk among the members, thus stabilizing the costs of coverage. This means that member townships are insuring themselves and one another when they become part of MATIT, andthe needs of Minnesota townships are the trust’s primary focus.

MATIT's program goals include providing professional and cost-effective services that support its mission, ensuring fiscal health and stability, adapting to member expectations, and maintaining positive working relationships with members and relevant organizations.

Thank you to our current members for your continued participation in this valuable program. Feel free to contact us if you have any questions or if we can be of service in any way. matitinsurance@mntownships.org.